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Homeowners Insurance in and around Somerset

Would you like to create a personalized homeowners quote?

What's More Important Than A Secure Home?

Our daily plans never block time for troubles or disasters. That’s why it makes good sense to plan for the unexpected with a State Farm homeowners policy. Home insurance doesn't just protect your house. It protects both your home and your precious belongings. If you experience falling trees or a tornado, you could have damage to some of your belongings as well as damage to the structure itself. If your belongings are not insured, you won't get any money to replace your things. Some of your valuables can be replaced if they are lost or damaged outside of your home, like if your car is stolen with your computer inside it or your bicycle is stolen from work.

Homeowners of Somerset, State Farm has you covered

Apply for homeowners insurance with State Farm

Quality Homeowners Insurance

If you're worried about handling the unexpected or just want to be prepared, State Farm's terrific coverage is right for you. Constructing a policy that works for you is not the only aspect that agent Chad Smallwood can help you with. Chad Smallwood is also equipped to assist you in filing a claim when troubles do come.

As your good neighbor, State Farm agent Chad Smallwood is happy to help you with exploring your specific homeowners coverage options. Visit today!

Have More Questions About Homeowners Insurance?

Call Chad at (606) 416-5072 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Power outage preparedness tips

Learn some power outage preparedness tips, including what do before, during and after it happens.

Understanding wind mitigation and its benefits

Learn about wind mitigation, possible benefits and discounts on your home insurance.

Profile photo of a State Farm Agent named: Chad Smallwood

Chad Smallwood

State Farm® Insurance Agent

Office Address:
823 S Hwy 27
Suite 2
Somerset, KY 42501
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Chad Smallwood

Chad Smallwood

State Farm® Insurance Agent

Office Address:
823 S Hwy 27
Suite 2
Somerset, KY 42501
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Power outage preparedness tips

Learn some power outage preparedness tips, including what do before, during and after it happens.

Understanding wind mitigation and its benefits

Learn about wind mitigation, possible benefits and discounts on your home insurance.