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Homeowners Insurance in and around Somerset

Would you like to create a personalized homeowners quote?

With State Farm's Insurance, You Are Home

Our daily plans never block time for troubles or disasters. That’s why it makes good sense to plan for the unexpected with a State Farm homeowners policy. Home insurance protects more than just your home's structure. It protects both your home and your valuable possessions. If you experience a fire or falling trees, you might have damage to some of your possessions in addition to damage to the home itself. If you don't have enough coverage, you may struggle to replace all of the things you lost. Some of your belongings can be replaced if they are lost or damaged outside of your home, like if your bicycle is stolen from work or your car is stolen with your computer inside it.

Protect what's important from catastrophe.

Give your home an extra layer of protection with State Farm home insurance.

Don't Sweat The Small Stuff, We Can Help

If you're worried about what could go wrong or just want to be prepared, State Farm's terrific coverage is right for you. Forming a policy that works for you is not the only aspect that agent Chad Smallwood can help you with. Chad Smallwood is also equipped to assist you in filing a claim if something does happen.

As your good neighbor, State Farm agent Chad Smallwood is happy to help you with getting started on a homeowners insurance policy. Contact today!

Have More Questions About Homeowners Insurance?

Call Chad at (606) 416-5072 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Annual home safety checklist

Help maintain the safety of your home by following these annual home safety tips that cover everything from the attic down to the basement.

Are electric blankets safe?

Before you plug in your cozy electric blanket, heated blanket or even a pet heating pad consider these safety tips.

Profile photo of a State Farm Agent named: Chad Smallwood

Chad Smallwood

State Farm® Insurance Agent
Office Address:
823 S Hwy 27
Suite 2
Somerset, KY 42501
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Chad Smallwood

Chad Smallwood

State Farm® Insurance Agent
Office Address:
823 S Hwy 27
Suite 2
Somerset, KY 42501
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Annual home safety checklist

Help maintain the safety of your home by following these annual home safety tips that cover everything from the attic down to the basement.

Are electric blankets safe?

Before you plug in your cozy electric blanket, heated blanket or even a pet heating pad consider these safety tips.